Collateralized Lending Marketplace
Unlock Liquidity
From Your
Luxury Assets
Borrow against your luxury watch without selling it. Lenders earn yield backed by authenticated physical collateral. Every asset is held in IUDEX custody for the full duration of the loan.
Custody agreement signed before you ship
Every asset authenticated & held in custody
Funds held by licensed third-party escrow
Live Listings
Live
TAG Heuer Formula 1
$800
Funded
Custody
IUDEX
Term
180 days
APR
15%
Why IUDEX
The infrastructure behind every loan.
Borrowers keep their assets on record. Lenders see exactly what backs their capital. Everyone operates on the same transparent terms.
Custody Agreement Before You Ship
Before sending anything, you and IUDEX sign a formal custody agreement. Your asset is protected by contract from the moment it leaves your hands.
Transparent Terms, Fixed Upfront
Loan amount, APR, and maturity date are agreed between borrower and lender before funding begins. No surprises, no last-minute changes.
Held by trusted third party
IUDEX never touches your money. All loan funds are held and disbursed by a licensed, trusted third-party escrow service.
Flexible Loan Terms
Loan terms covering amount, APR, and duration are agreed directly between borrower and lender. Every detail is fixed upfront before funding begins.
Direct P2P Marketplace
Borrowers and lenders connect directly. Every loan is publicly listed with full asset details, LTV, and authentication status.
Lender-Agreed APR
APR is agreed between borrower and lender on each loan. All fees including origination, storage, and shipping are disclosed in full before you commit.
The Process
How It Works
A straightforward three-step process. Your asset is protected by agreement at every stage — before shipping, during custody, and through to repayment.
1
Apply & Agree on Terms
Submit your asset details and loan request. A lender reviews your listing and agrees on terms — amount, APR, and duration. A custody agreement is signed before anything ships.
2
Ship to IUDEX Custody
Once terms are agreed and the custody agreement is signed, ship your asset to IUDEX. We authenticate it upon receipt and confirm it with both parties before funds are released.
3
Get Funded. Repay. Retrieve.
Funds are released through licensed third-party escrow once authentication is confirmed. Repay at maturity and your asset is shipped back to you immediately.
Accepted Collateral
Accepted Collateral Types
We're starting with luxury watches and expanding to additional asset classes soon.
Luxury Watches
Rolex, Patek Philippe, Audemars Piguet, Cartier, TAG Heuer, and more
Coming Soon
Gold
Bullion bars, certified ingots, Krugerrands, Eagles, Maple Leafs, and other bullion coins
Coming Soon
Diamond Jewelry
Certified diamond sets, necklaces, and rings
Coming Soon
Collectibles
High-value trading cards, sports memorabilia, graded comics, and authenticated collectibles
For Lenders
Earn yield backed by authenticated physical collateral
Fund short-term loans secured by luxury watches held in IUDEX custody. You see the asset, the terms, and the LTV before you commit a single dollar.
- Full asset details, photos, and authentication status on every listing
- IUDEX holds all collateral assets in custody for the full loan term
- Fixed terms — principal and interest returned at maturity
- All funds flow through licensed third-party escrow — fully transparent
Featured Listing
TAG Heuer Formula 1
Funded
Loan Amount
$800
APR
15%
Term
180 days
LTV
≤60%
Retail Value
~$1,400
Auth Status
Pending ✓
Custody
IUDEX
Term
Agreed by both parties